Cash Loans

Apply for what you need, when you really need it with cash loans from Ipass Our application process is fast and straightforward. Besides, our rates are also affordable. We have a faast approval process and you can receive the funds in as soon as one business day. In short, Ipass is committed to making your financial future bright.

In life, financial difficulties are inevitable. Regardless of whether it is the piling up of bills, overuse of credit, an unusual turn of events, losing a job or anything else, and financial predicaments can occur to anyone.

Fast cash loans offer a quick fix to such problems and are available from small direct lenders as opposed to banking conglomerates. Loans are usually made on the next business day after the loan is applied for.

Ipass can offer such loans online from our network of lenders. Ipass is not itself a lender. We offer a matching service to ensure your application is seen by as many lenders as possible.

What is a cash loan?

A cash loan is a form of personal installment loan that is short term in nature. The loans can be used to cover emergency expenses.  Since they are paid installments, the loans have a predetermined length and a fixed interest rate. The loan term varies from a few months up to several years. Once approved, you will receive the cash in one lump sum. The debt is paid with regularly scheduled payments, usually every month.

How much can I borrow?

The amount that you can borrow for cash loans depends on your lender among other factors. Generally, this amount ranges from $100 to several thousand dollars. At Ipass, we offer cash loans from $500 to $5000.

What can I use the funds for?

You can use the funds for any immediate need like healthcare, car repairs or home renovation.  Others apply cash loans for debt consolidation to reduce the interest rate on their outstanding debts and also make the debts payments manageable.

Cash loans benefits

  • Are small – under $1000
  • Are high interest. Repay them at your next paycheck to ensure you don’t pay more than you  planned.
  • The amount you receive depends on the lender. If you need a larger amount, consider an installment loan.
  • Are available on the next business day.
  • Hard Credit checks generally don’t happen. the lenders may check some databases but do not often query your FICO score.
  • Are usually made by a local lender. we help you find them.
  • May not be legal in all states. Don’t apply for a loan if your state doesn’t permit them. If you need cash loans instantly, and payday loans are not legal in your state, do NOT go to a loan shark. These lenders are illegal and dangerous.

What should I be aware of?

  • Stay out of debt where ever possible. Do not procrastinate on repaying high interest loans. Repayment must be your top priority and these loans are only suitable where you have no other options.
  • Ensure payday lending allowed in your state legally and that your lender is a bona fide operation with a lending license. You can also check them on BBB, the better business bureau.
  • Understand what you are signing. If you don’t understand, then always ask. Ignorance is not an excuse when t comes to legal jargon.
  • Make sure you are able to repay your loan in time. Never borrow what you cannot repay. Understand what happens when you miss a repayment.
  • If possible borrow from a bank. It may not always be possible as banks have rigid policies and are slow making lending decisions.
  • Steer clear of co-signing loans which can land you in hot water if your partner is unable to or refuses to pay.

How can I get a cash loan?

Cash loans are available online from direct or alternative lenders. You can also apply for the loan from a brick and mortar financial institution.  Some lenders perform a soft credit check before approving the loan. When you apply for the loan online, you will get an instant decision on your application.  This is because online loans involve less paperwork, and you can also apply for the loan from any location. If you qualify for the loan, the money will be transferred to your bank account in a lump sum.  You can also receive the approved funds via check.

Who can apply for cash loans?

Cash loans can be a good option for people who have an immediate need for cash.  They can also work well for people who need a large loan amount, maybe to start a huge project or purchase an important home appliance.  Since the loans are paid in installments, people who prefer loans with longer terms and flexible monthly payments can also apply for cash loans.

How fast can I access the funds?

At Ipass, you can receive the funds within 24 hours. That is if you apply for the loan before the cut off time.  If we receive your application before 6 pm ET, we will approve your application on the next business day.

How long does the application at Ipass take?

Our loan application process is fast and easy. Everything is done online and can take as little as five minutes.  As soon as you submit your application, you will get feedback in a matter of seconds.

How are your cash loans different?

For a lot of consumers, cash loans from Ipass can be a quick way to get quick funding.  Here is why cash loans from Ipass are different from other lenders

You can choose your terms

With our loans, you can choose the payment dates that you are more comfortable with

Build credit

If you make your payments on time, we will report this information to the credit reporting agencies.  This means that your credit score will improve. Plus, we also offer instant access to credit scores, credit alerts and financial education tools that can help to improve your finances in the future.

Progress to better rates

Ipass also offers cash loans at affordable rates. So far, we have offered cash loans to more than $150, 000 customers at low rates. After all, making payments on time does deserve a reward.

What if I change my mind about Ipass?

Ipass offers risk-free guarantee period of five days. This means that you will be given 5 business days from your origination date if you want to change your mind concerning the loan.  If you feel like cash loans aren’t what you need, just call our (toll-free number), pay the principal amount and you won’t be charged any fees!

The last Word

Cash loans can be suitable in certain conditions. They carry high interest rates but people still use them sometimes because banks are not interested in this demographic. Homepage – Ipass